Terms and Conditions

This website publishes general information about Medicare and offers a text message program that sends plain-language updates. The content is educational and general in nature.

You must be at least 18 years old and able to form a binding contract to use this website. By submitting the sign-up form you confirm that you meet those requirements and that the mobile number you entered is yours or that you are authorised to consent for it.

The text message program is described on the text updates page and governed by the TCPA Policy. Messages may include, but are not limited to, Medicare plan information, enrollment period reminders, alerts when a plan changes its costs, network or drug list, and replies to messages you send us. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help.

Your agreement to receive text messages is given separately from your acceptance of these Terms, is never pre-selected for you, and is not a condition of purchasing anything.

You agree not to:

• —submit a mobile number you are not authorised to consent for, or submit false or misleading information
• —use automated means to access, scrape, index or submit forms on this website
• —interfere with the operation or security of the website, or attempt to gain unauthorised access to any part of it
• —reproduce, republish or redistribute the content of this website for commercial purposes without our written permission
• —use this website in violation of any applicable law or regulation

The text, layout, design, graphics and other content of this website are owned by Impactly Media, LLC or used with permission, and are protected by intellectual property laws. You may view and print pages for your own personal, non-commercial reference.

Links to other websites are provided for convenience. We do not control those sites and are not responsible for their content, availability or practices. Following a link is at your own discretion.

This website and its content are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including any implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and any warranty that the website will be uninterrupted, timely, secure, error-free or that the content is complete, current or accurate.

To the fullest extent permitted by law, Impactly Media, LLC and its officers, members, employees and agents will not be liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for any loss of profits, data, goodwill or other intangible losses, arising out of or relating to your use of this website, the text message program or any content, whether based in contract, tort, strict liability or any other theory, even if advised of the possibility of such damages.

You agree to indemnify and hold harmless Impactly Media, LLC and its officers, members, employees and agents from any claim, demand, loss, liability or expense, including reasonable legal fees, arising out of your use of this website, your submission of any information through it, or your breach of these Terms.

We may change, suspend or discontinue any part of this website at any time, and we may update these Terms. The version published on this page is the one that applies. Continuing to use the website after a change means you accept the updated Terms.

These Terms are governed by the laws of the State of Florida, without regard to its conflict of laws rules. Any dispute that is not resolved informally will be brought exclusively in the state or federal courts located in Miami-Dade County, Florida, and you consent to the jurisdiction of those courts.

If any provision of these Terms is found unenforceable, the remaining provisions stay in effect. These Terms, together with the Privacy Policy, Cookie Policy and TCPA Policy, are the entire agreement between you and us about this website. Our failure to enforce a provision is not a waiver of it.

Questions about this policy can be sent by email. Email is the only inbound channel we publish, and it reaches Impactly Media, LLC directly.

• —Email: [email protected]
• —Mail: Impactly Media, LLC, 1200 Brickell Avenue, Suite 1950, Miami, FL 33131